About US

Dear Visitor,

We thank you for visiting Universal Sompo General Insurance’s Blog Site. Universal Sompo General Insurance is India’s first non-life general insurance company that has the support and partnership of credible Public & Private corporate entities from India and Japan. The collective years of business experience of our partners, spans around 588 years, both in domestic and international markets.

Who we are ?

Universal Sompo is a joint venture of Allahabad Bank, Indian Overseas Bank, Karnataka Bank Limited, Dabur Investments and Sompo Japan Nipponkoa Insurance Inc. The company is headquartered in Mumbai and has 113 branches and 17 Zonal offices across India.


‘Banc-assurance’ continues to be a successful distribution channel for extending insurance policies and improving the insurance penetration to the masses residing in India. With the established branch network of our partner banks present across the length and breadth of the country, Universal Sompo leverages the established model to offer a suite of insurance products to the customers of the partner banks. Apart from the Banc-assurance channel, the company has 125 IRDAI approved products that addresses the protection need of an individual as well as large conglomerates to mitigate risk from known/unknown perils. The retail product offerings can be opted using traditional channels like our website, branch walk-ins, individual agents, web aggregators etc. Our branch network is spread across 113 locations across the country. The company also caters to the protection need of Rural/Semi-urban markets and have designed several policies that specifically address the concerns of rural customers and the farming community, to help them mitigate potential risk that are susceptible to their individual health, assets and live-stocks and are available to the set of customers through the Common Service Centers (CSC) channel.

Our Product Offerings

With 125 approved IRDAI products, Universal Sompo General Insurance offers a gamut of protection tools spanning from Individual Health Policies, Personal Accident cover, Motor & Two Wheeler Insurance, International Travel Insurance & Comprehensive Home Insurance cover. For small and large businesses, we have risk-protection products that financially protect our customers from uncertainties that may hamper business operations. Keeping in mind specific challenges that are faced by farmers and rural customers, we have designed products that protect their individual wellbeing as well as their primary assets such as Tractors and Farming equipment’s along with Cattle insurance. Universal Sompo General Insurance has been actively partnering with the Government of India for extending Social Security packages as well as Weather and Crop Insurance schemes.


Universal Sompo General Insurance was granted license and certificate of registration from Insurance Regulatory Development Authority of India in November 2007. Since the inception of the company operations, we have endeavored to strive towards offering holistic and affordable protection policies that would financially support our customers’ without derailing their individual and business journey towards their individual wellbeing and business continuity.

We thank you once again for visiting our website and showing interest in knowing more about our company. We look forward to serve you at every step of your life journey through our products & services.